Limited-Time Offer
Summer Savings - Rates as Low as 3.75%
There's never been a better time to make your move with UnionMain Homes. For a limited time, qualified buyers can take advantage of mortgage rates as low as 3.75%* on select inventory homes, making homeownership more affordable than ever. Whether you're purchasing your first home, moving up, or looking for the perfect place to put down roots, our thoughtfully designed homes offer the quality, style, and value you've been searching for—all backed by one of our best financing opportunities of the year.
Offer available at these communities
Claim Your Savings
GET Offers NOW
On a 30-year FHA Temporary 2-1 buydown loan with a sales price of $375,000, a 680 FICO score, with a 3.5% down payment, a loan amount of $368,207 which includes upfront mortgage insurance, with a note rate of 5.75% (5.836% APR) the monthly payments are as follows: Year 1 there would be 12 monthly principal and interest payments of $1705.22 at 3.75%, Year 2 there would be 12 monthly principal and interest payments of $1920.74 at 3.50%, and Year 3-30 there would be 324 monthly principal and interest payments of $2313.46 at 5.750% for the life of the loan. Payment example does not include homeowner insurance, taxes, mortgage insurance, or any HOA fees. The interest rate offered applies only to homes from Union Main Homes, financed through UMH Mortgage for a borrower’s principal residence. Applicable for purchase contracts signed 3/13/2026, or later, and must close by 3/30/2026. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. The interest rate is subject to agency loan level pricing adjustments for FICO score and loan to value. Participating in the lock program is not a commitment to lend. The lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Union Main Homes. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with UMH Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 07/01/2026. ©2026 UMH Mortgage, LLC | NMLS# 2744531 | www.UMHMortgage.com | info@UMHMortgage.com | Equal Housing Opportunity.